A cafe owner holding out a card reader while a customer taps to pay

Keep more of every sale.

Card payments at a fixed 0.29% with no terminal fees, a guaranteed credit line, a cashback business credit card and finance from over 100 lenders.

0.29% Fixed card payment rate, with no terminal fees
  • No terminal fees
  • Finance from 100+ lenders
  • 1% cashback credit card

Get paid more simply.

Save money and time on bank transfers and card payments. With a fixed rate of 0.29% and no terminal fees, members can take card payments on their mobile without paying for expensive equipment.

Low fees and no pricey equipment costs give members an advantage.

A florist checking her business finances on her phone Take payments on your phone

Work out what card payments cost you.

Set your usual monthly card takings. The rate stays fixed at 0.29%, and you pay nothing for a terminal because you take payments on your phone.

Fees a month
£29.00
Fees a year
£348.00
Terminal fees
£0

Figures show 0.29% of the amount you choose. Your own agreement sets your actual fees.

0.29% Fixed rate No terminal fees

Money for the business, when you need it.

Credit, cashback and funding through our partners.

A florist taking a card payment from a customer

A small business credit card

Unlimited 1% cashback on all card spending, redeemable as cash, Avios, gift cards or against your balance. Apply and get a decision in two minutes, with credit limits up to £250,000.

Guaranteed trade credit

A guaranteed £1,000 credit line to buy a selection of items for business or pleasure.

Finance from over 100 lenders

Whatever type of business you are in, our partners work to secure the funds you need quickly, across every type of business finance.

Business loans and a bank account

Discounted rates on business loans, and a business bank account.

SME mortgages

A special scheme through our appointed financial network, with free advice.

An adviser going through paperwork with two clients

Partners who check your costs for you.

Our partners are tasked with finding the best deals available, including utilities and merchant services, and with auditing existing commercial agreements, which are often mis-sold.

You can also use the network to market your services to a wide range of businesses at no cost.

  • Utilities and merchant services
  • Audits of existing commercial agreements
  • Insurance savings for businesses
  • Free promotion to other members

See membership options

All of this for £129 a year.

One membership covers you and your family. Add staff for £49 a year each. Your membership can take up to 48 hours to process, then your welcome letter and certificate arrive by email.

See membership options