The referral scheme explained

Introduce another business to the Intelligent SME Network and we thank you with a £25 gift card of your choice. There is no limit to how many you can earn.

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  • Spread the word
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Spread the word

How it works

While you are a member, you earn a £25 gift card for every new member you introduce to the network. You choose the gift card.

The referral incentive is one of the cost savings listed in your membership benefits, alongside lifestyle savings, low merchant fees and insurance savings. Help us grow, and we reward you for it.

No limit on rewards

The scheme has no limit. Each new member you introduce earns you another £25 gift card, whether you refer one business this year or twenty.

  • £25 gift card for each new member
  • A gift card of your choice
  • No limit on how many you can earn
  • Paid within 14 days of the new member joining

When you get paid

We pay each referral reward within 14 days of the new member joining.

Joining starts when the business completes the membership form. Their membership can take up to 48 hours to process, and their welcome letter and certificate arrive by email.

Who to introduce

The membership is built for small businesses and their families. Our team has over 50 years of experience providing benefits for trade associations and professional bodies, and we launched the Intelligent SME platform so smaller companies can enjoy benefits usually kept for larger ones.

A shop owner standing in her doorway with her arms folded
Built for small businesses

Any business owner you know gets the same membership you do, for £129 a year:

  • 24/7 GP access for them and their family
  • Mental health support through the Employee Assistance Programme
  • Over 1,500 ways to save at major high street shops
  • Free debt recovery on commercial debts up to £3,000

Common questions

Do I need to be a member to refer someone? Yes. You earn gift cards for the new members you introduce while you are a member yourself.

What kind of gift card do I get? One of your choice, worth £25 for each new member.

Is there a cap on referrals? No. The scheme has no limit, so every new member you introduce counts.

How quickly is a reward paid? Within 14 days of the new member joining.

What does the new member pay? The same as you: £129 a year for them and their family, plus £49 a year for each member of staff they add.

How to refer a business

Start with the refer a business section of the membership page. If you have a question about a referral, send us a message and we usually reply within 24 hours.

You can also share our member brochure, which sets out every benefit in one place.

Next guide: How the 24/7 GP service works

Every membership includes on-demand access to a UK-registered GP for you and your family. This guide covers the ways to consult, what the doctor can do for you and who is covered.

All of this for £129 a year.

One membership covers you and your family. Add staff for £49 a year each. Your membership can take up to 48 hours to process, then your welcome letter and certificate arrive by email.

See membership options